Rehman Panjwani

I am a seasoned Data Analytics and Information Security professional with over 21 years of cross-industry experience, primarily in banking, risk management, and business intelligence. Throughout my career, I’ve led transformative projects that turn complex data into actionable insights, streamline regulatory compliance, and strengthen internal controls.

With a strong command of tools like Power BI, SAS, SQL, and Python, I specialize in automating reporting processes, building AI-driven dashboards, and implementing enterprise-level BI solutions. My expertise spans operational risk management, KRI development, InfoSec audits, and data visualization—helping organizations make smarter, risk-aware decisions.

I take pride in delivering measurable outcomes, whether it's reducing manual effort by 35% through automation, deploying 40+ custom dashboards to support audit and risk teams, or pioneering AI solutions that accelerate risk identification. I thrive in challenging environments and am passionate about leveraging data to drive digital transformation.

Over a 21‑year career in the banking sector, I’ve progressively built deep expertise in data analytics, risk management and information security—evolving from frontline roles in credit initiation and branch operations to senior leadership in enterprise BI and audit teams.

Early Career (2003–2008): At CitiBank and United Bank, I honed my analytical and compliance skills—handling payroll, credit assessment (600+ applications/month) and branch‑level operations for teams up to 21 people.

Risk Analytics (2008–2016): As an Operational Risk Analyst at NIB Bank, I managed RCSA, KRI and loss‑data reporting, developed capital‑calculation models, led ICFR implementations and delivered risk‑management trainings to 400+ staff.

Enterprise BI & AML (2016–2021): At HBL, I spearheaded enhancements to the SAS AML platform, designed 40+ Power BI dashboards for operational risk monitoring, rolled out SAS GCM 7.4 to 300+ users and earned multiple awards for driving automation and governance.

Leadership & Innovation (2021–Present): In my current role at Bank Al Habib as Senior Manager, I lead data‑analytics and InfoSec audit teams—building KYC and KRI reporting frameworks, automating exception workflows with AI (35% time‑savings), conducting regulatory audits and launching next‑gen risk‑visualization tools.

Throughout, I’ve combined technical fluency (Power BI, SAS, SQL, Python) with a hands‑on approach to streamline processes, strengthen controls and deliver data‑driven insights that support strategic decision‑making.

MBA (Executive) from the Institute of Business and Technology, Karachi (2005), which equipped me with strategic, financial, and managerial skills essential for decision-making in data-driven roles.

Certifications in key areas of my field:

Data Science with Python – Simplilearn (2022)

Power BI, Excel, Access – Microsoft (2022)

SQL & Relational Databases – IBM (2021)

BI Dashboard with SAS – SAS Institute (2018)

Data Analyst Program – AINGenX / Skill Development Council (2024)

These qualifications have reinforced my capabilities in business intelligence, data analytics, and technical solution development across enterprise systems.