Health care
Health care
Meaning
"The maintaining and restoration of health by the treatment
and prevention of disease especially by trained and licensed professionals "
Purpose
The fundamental purpose of health care is to enhance quality of life by enhancing health. Commercial businesses focus on creating financial profit to support their valuation and remain viable. Health care must focus on creating social profit to fulfill its promise to society.
Patient Safety Initiatives
According to a World Health Organization, occurrence of adverse events due to unsafe care is likely one of the 10 leading causes of death and disability in the world. Moreover, in high income countries like the United States, it is estimated that one in every 10 patients is harmed while receiving hospital care. The harm can be caused by a range of adverse events, with nearly 50% of them being preventable.
As defined by the American Board of Preventive Medicine, patient safety is “the prevention of harm to patients.” In a safe ecosystem, emphasis is placed on the system of care delivery that:
Prevents errors;
Learns from the errors that do occur; and
Is built on a culture of safety that involves health care professionals, organizations, and patients.
Types of health care
In the broadest terms, there are four major healthcare models:
the Beveridge model,
the Bismarck model,
national health insurance,
the out-of-pocket model.
The Beveridge model
Developed in 1948, by Sir William Beveridge in the United Kingdom, the Beveridge model is often centralized through the establishment of a national health service. Or, in the case of the UK, the National Health Service.
Essentially, the government acts as the single-payer, removing all competition in the market to keep costs low and standardize benefits. As the single-payer, the national health service controls what "in-network" providers can do and what they can charge.
The Bismarck model
The Bismarck model was created near the end of the 19th century by Otto von Bismarck as a more decentralized form of healthcare.
Within the Bismarck model, employers and employees are responsible for funding their health insurance system through "sickness funds" created by payroll deductions. Private insurance plans also cover every employed person, regardless of pre-existing conditions, and the plans aren't profit-based.
The national health insurance mode
The national health insurance model blends different aspects of both the Beveridge model and the Bismarck model. First, like the Beveridge model, the government acts as the single-payer for medical procedures. However, like the Bismarck model, providers are private.
The national health insurance model is driven by private providers, but the payments come from a government-run insurance program that every citizen pays into. Essentially, the national health insurance model is universal insurance that doesn't make a profit or deny claims.
The out-of-pocket model
The out-of-pocket model is the most common model in less-developed areas and countries where there aren't enough financial resources to create a medical system like the three models above.
In this model, patients must pay for their procedures out of pocket. The reality is that the wealthy get professional medical care and the poor don't, unless they can somehow come up with enough money to pay for it. Healthcare is still driven by income.
Key of a good health
Everyone knows that eating a balanced diet, exercising and getting plenty of rest are key to maintaining good health.
Health tips
Articles from Ayesha Zahoor
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