sadia Bukhari

i,
 
I hope you are doing well. I have seen your post in the newspaper. I am Sadia Bukhari having total 19 yrs of Banking experience of which 18 yrs specifically in the Risk Management. I am presently working as a Senior Vice President, Head Enterprise Risk Management Division/Chief Green Banking Manager, and Head Risk Management Division (Credit Proposal Approval & IFRS-9Implenemntation) at The Bank of Khyber since 12 yrs, previously I had worked at FBL as Resident Vice President Treasury Middle Office & Market Risk, at BAL Senior Manager Market Risk, etc.  

I am responsible for Setting risk policies for the bank and monitoring risk of the bank in terms of Market Risk, Liquidity Risk, Credit Risk, Environmental & Social Risk, Operational Risk, and Trade Price Risk Policies formulation and recommending annual risk strategy (i.e., capital allocations, risk distribution, return on capital (RAROC) guidelines etc.) to the Board Risk Committee. Being Secretary/Member of the Management Committees, I am responsible for submission of issues relating to strategy, policy, reporting and risk monitoring and being Member of the Asset Liability Committee I am also responsible for dealing with issues relating to Interest Rate Risk, Price Risk, Liquidity Risk, Analysis of Asset and Liability structure, Funding Concentration, and Capital Adequacy of the bank. I am also serving as the Secretary ALCO to the Bank. 

My core achievements during the career are; 

Policy & Procedures – Credit Risk, Operational Risk, Basel II, III implementation, Environmental & Social 

                                          Risk Policy procedure & Score Card development, Trade Price Risk, Customer  

   Risk Profile,Entity Risk Profile Score Card Development 

LCR & NSFR calculation as per BIS & SBP QIS framework. 

Agri, SME, Corporate PD Rating Models Development. 

Policy & Procedures - Market Risk, Liquidity Risk, Country Risk, Interest Rate Risk 

Independently established Treasury Middle Office Setup, Market Risk Management frame work 

Working on Asset and Liability Management framework implementation 

Working on parallel run of Basel III implementation 

Developed ICAAP guidelines for the Bank 

Involved in BRMC, ALCO, and ICB forum for portfolio associated updation to the management and BOD 

Developed FI Credit Risk Rating Model for Interbank Lines based on CAMLES approach 

Developed Agriculture Obligor & Facility Risk Rating Model 

Implemented RCSA for Treasury, ITD, Corporate, Retail Banking, General Banking, and Agriculture 

T-24 Core & Non-core Banking Implementation 

 Technical Skills: 

1. Certified Anti Money Laundering Specialist (CAMS) 

2. ARCH, GARCH, ARIMA Modeling 

3. Vector Auto Regression, Value at Risk 

4. Bivariate and Multivariate Equation analysis 

5. OLS estimates 

6. Implementation of econometrics models by using Eviews, Stata, Matlab 

7. Market & Credit Risk Management rating models and score calculation 

   
My resume' is attached for your ready reference. I am looking for a career growth and new challenges therefore submitting the application in your esteemed organization, ready for relocation as well. Looking forward for your response. 

Regards, 
Sadia Bukhari - CAMS 

MS Economics

MBA Finance

JAIBP, AIBP, 

Certified Antimoney Laundering Specialist

Islamic Banking Diploma