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Muhammed Umar

Muhammed Umar

FRACTIONAL CFO | VIRTUAL FINANCIAL CONTROLLER

Accounting / Finance

Rawalpindi, ضِلع راولپِنڈى

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Services offered

I AM SENIOR ACCOUNTING AND FINANCE PERSON. I PROVIDE ACCOUNTING AND FINANCIAL MANAGEMENT SERVICES IN VERSATILE VARIANT CONTRACTUAL AGREEMENTS.

Approximate rate: USD$ 10 per hour

Experience

Senior Accounting & Finance Leader | CFO-Level Advisory | IFRS, Taxation & Financial Governance

I am a senior accounting and finance professional with over 25 years of progressive experience across Pharma industries, Real estate, Construction, FMCG Distribution, Pharma Distribution, Manufacturing, Media, Telecom, Information Technology, Government sector organizations, autonomous bodies, non-profit organizations, educational institutions and Consulting environments with different contractual arrangements. 
I have led end-to-end finance functions, served as CFO, Acting Director Finance, Financial Controller, Consultant, Trainer & Other key supporting roles. Worked closely with owners, boards, and senior leadership to strengthen financial control, compliance, and decision-making.
My expertise spans financial reporting (IFRS/GAAP), budgeting and forecasting, cash flow management, taxation and statutory compliance, audits, ERP & accounting systems, and multi-entity operations. 
I am highly hands-on yet strategic—capable of building systems, mentoring teams, and translating financial data into clear business insight.
While delivering complex finance and advisory engagements, I collaborate with a network of specialized professionals in audit, legal affairs, governance, taxation, and information technology. This structured support model ensures comprehensive, technically sound, and compliant solutions across both corporate and consulting assignments.
A defining aspect of my career is a strong commitment to ethical finance and governance. I believe sustainable growth is built on accuracy, accountability, and trust—not short-term manipulation of numbers.
Alongside corporate leadership, I have worked extensively as a consultant, trainer, and mentor, contributing to the capacity-building of professionals and institutions across both public and private sectors.
I share insights on finance leadership, KPIs, financial discipline, integrity, and business acumen, and I remain open to advisory, consulting, and strategic finance engagements.

Education

MBA EXECUTIVE 

BACHELOR IN COMMERCE

INTERMEDIATE LEVEL PROFESSIONAL CERTIFICATE IN PUBLIC FINANCE ACCOUNTING

ADVANCE DIPLOMA IN PUBLIC FINANCE ACCOUNTING

 

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