Muhammad Zain Khan

Highly-motivated individual with desire to take on new challenges. Strong work ethic, adaptability and exceptional interpersonal skills. Adept at working effectively and quickly mastering new skills.

Audit and MIS Officer-Main Branch Lahore | 04/2022 to Current

National Bank of Pakistan - Lahore - Punjab, Pakistan

• Making monthly Profit and Loss statement of Branch.
• Conduct audits on internal controls and develop reports on findings.
• Interacted regularly with branch staff to discuss audit progress, findings, and recommendations during and after Branch Audit
• Participated in special projects related to due diligence investigations as required.
• Support branch in rectification and closure of Audit Diaries related to Very High & High Risk Category Audit objections.

Resident Internal Control Officer-Internal Control | 10/2020 to 04/2022

National Bank of Pakistan - Lahore - Punjab, Pakistan

• Reporting of Monthly Exemption Report (MER) of branch as per Compliance Control Checklist of branches to Senior Management of the bank.
• Checking/inspecting Daily Internal process of Branch like Account Opening procedure, Dormant to Active procedure, check book related issues, Daily Transaction Report's etc.
• Inspecting rectification status of Audit findings of different branches as assigned by the senior management.

AML/KYC Officer- Compliance Department | 03/2018 to 09/2020

National Bank of Pakistan - Karachi - Sindh, Pakistan

• Report Currency Transaction Report (CTR) of bank 2million & above to Financial Monitoring Unit (FMU) as per State Bank (SBP) policy.
• Reviewed and monitored large-scale customer transactions for potential money laundering activity.
• Investigated alerts generated by automated monitoring systems and took necessary action as required.
• Identified, investigated and reported on suspicious financial activity to the relevant authorities.
• Analyzed suspicious transaction patterns to detect any fraudulent activities.
• Conducted comprehensive due diligence checks on customers' accounts to ensure compliance with AML regulations.

AML Analyst - Compliance Department | 11/2017 to 03/2018

Habib Bank Limited - Karachi - Sindh, Pakistan

• Investigated alerts generated by the bank's internal systems related to money laundering activities.
• Identified, assessed, and reported any suspicious or unusual activity related to anti-money laundering.

AML Compliance Officer - Compliance Department | 03/2016 to 11/2017

United Bank Limited - Karachi - Sindh, Pakistan

• Report Currency Transaction Report (CTR) of bank (2million & above) to Financial Monitoring Unit (FMU) as per State Bank (SBP) policy & coordinate with branches for timely closure of CTR alerts.
• Scan suspicious activity alerts generated by the system for new & old customer.
• Investigate suspicious activity alerts generated by the system according to established procedures.
• Respond to the questionnaire of our Correspondent banks
• Scan trade related transactions of Imports/Exports in world check, un sanctions list and in banks negative lists to identify any potential risks associated with money laundering activities.
• Respond to queries raised by LEAs & other regulating bodies including FMU, SBP, NAB, FIA and other law enforcing agencies.

Accountant - Finance Department | 01/2015 to 05/2015

Ali & Associates - Karachi - Sindh, Pakistan

• Working on Ernst & Young Sadat Hyder software (ENDTERM).
• Entering Bank Payment Vouchers (BPV), Cash Payment Vouchers (CPV), Account payable Vouchers (APV) & Bank Receipt Vouchers (BRV).
• Making Cheques of Vendors, Petty Cash, EOBI & all day to day transactions

Junior IT Assistant | 10/2013 to 03/2014

Intellectual Property Organization - Karachi - Sindh, Pakistan

• Working on Intellectual Property Administrative System (IPAS)
• Examination of trade marks applications.
• Working on Acceptance/Show cause letters & Hearing notices.

Internee | 03/2011 to 08/2011

Intellectual Property Organization - Karachi - Sindh, Pakistan

• Working on Intellectual Property Administrative System (IPAS)
• Data capturing of trademark application and scanning the data.

Working on Acknowledgement receipts

CIMA - UK 

Chartered Management Accountancy

Finance, 2015

• Operational Level paper “Organizational Management” (Passed), Financial Accounting & Managerial/Cost Accounting (Studied & Attempted)
• Certificate level (Exempted)

University of Karachi - Karachi, Pakistan 

Master of Commerce (M.com)

Commerce, 2014

The Institute of Chartered Accountants of Pakistan - Karachi, Pakistan 

Chartered Accountancy

Accounting and Finance, 2011

Module A subjects

• Functional English (Passed)
• Quantitative Methods (Passed)

Module B subjects

• Mercantile Law (Passed)
• Economics (Studied & Attempted)
• Financial Accounting (Studied & Attempted)

Module C subjects

• Advanced Financial Accounting (Studied & Attempted)
• Business Communication & Organization Behavior (Studied & Attempted)
• Taxation (Studied & Attempted)

University of Karachi - Karachi, Pakistan 

Bachelors of Commerce

Commerce, 12/2010

Government Degree College Gulshan-e-Iqbal - Karachi, Pakistan 

HSSC

Engineering (Pre-Engineering), 2006

National High School - Karachi, Pakistan 

SSC

Science, 2004