Muhammad Hamza Siddiqui

An experienced individual having expertise of accounts and financial management and investment 

Management of bank daily liquidity position
 

 Investing excess cash balances to maximize returns.
 

 Maintaining and trading Islamic bonds portfolio (Sukuks)
 

 Trading in interbank deposits swaps managing the interest rate risk of banks portfolio using money 
market tools.
 

 Maintaining the Statutory Liquidity Ratio and Cash Reserve Ratio in line with state bank requirements
 

 Improves Bank profitability by placing funds at an effective rate. 
 

 Forecast interest rates, analyze and provide advices based on market liquidy to enable better 
decision making
 

 Ensure every trading position is undertaken within the set parameters, company’s internal 
policies, controls and regulatory guidelines
 

 Increase the banks profitability via capital gain income through active trading in Islamic based Bonds

 Assess the control environment of the organization with extensive risk assessment 
 

 Assist in mapping process and risk assessment to document compliance with the COSO 2013 framework 
in coordination with external auditors and management 
 

 Perform Internal Control Risk Assessment and monitor the implementation of established actions plans 
 

 Evaluating and designing B2P’ processes and control environment to ensure compliance with law 
regulations and General Standards. 
 

 Assist in the development of testing strategy, and integrated SOX and operational risk framework.
 

 Develop audit programs, control review objectives, timelines, workflows, and budgets as needed further 
Assist internal auditors, external auditors, and/or consultants, as needed.
 

 Assessed the Credit ratings of client when working on a Credit Risk Project

Recently have undergone CFA level 1 examination, awaiting results