Asim Anwar Siddiqui

As an experienced professional with over 20 years in the banking industry, I am excited to share my expertise in risk management function, focusing on consumer banking products such as credit cards, personal loans, and SME lending products. My background includes formulating credit policies, designing process manuals, implementing systems, devising collection strategies, and managing portfolio performance.

Throughout my career, I have played an instrumental role in developing digital channels for the solicitation of banking products and deploying risk management strategies to mitigate the risk associated with these channels. My expertise in creating and implementing credit scoring models, including application and behavioral scorecards, has contributed to the successful management of the largest portfolio of unsecured lending in Pakistan for the past 15 years.

As a seasoned risk management professional, I understand the importance of teamwork and effective communication. I have a proven track record of leading teams in an agile work environment, fostering collaboration to achieve common goals. My meticulous attention to detail and commitment to data-driven decision-making have consistently resulted in high-quality outcomes.

In addition to my technical skills, I possess a high degree of adaptability, enabling me to respond to changes in the market and address new trends and challenges. My customer-centric approach has allowed me to develop risk mitigation strategies that resonate with consumers and drive growth for the organizations I have worked with.

I am enthusiastic about connecting with like-minded professionals and exploring new opportunities to contribute my expertise in credit risk management and strategic leadership. I am confident that my experience and passion for innovation will significantly impact any organization's success.

Thank you for taking the time to review my profile. I look forward to connecting with you and discussing how my skills and experience can contribute to the continued growth and success of your esteemed organization. 

Looking forward to hear from you and for an opportunity to be able to present myself for the available positions with you. 

Experienced risk professional with over 20 years experience in Consumer, Retail and SME Lending products.  Proven track record of successful development of Credit Risk policies and implementation of credit risk framework, development of credit scoring models, portfolio management, credit line management and collection strategies across both conventional and digital platforms.  Strong analytical skills to review and understand the numbers for appropriate credit decisions.  Team management and leadership through demonstration of core values like meritocracy, engagement, integrity and providing opportunities to team members for growth and excellence. 

M.B.A - Institute of Business Administration Karachi, Pakistan 

Bachelor of Engineering - N.E.D University of Engineering & Technology, Karachi, Pakistan